CoverME.gov Health Coverage

CoverME.gov

Affordable Health Coverage for Maine

November 1, 2024 marks the beginning of the fourth Open Enrollment Period for CoverME.gov—Maine’s

official Health Insurance Marketplace. Many Mainers continue to qualify for financial help because Congress

extended increased financial assistance, first provided in the American Rescue Plan Act of 2021. Unless

Congress takes action, the enhanced financial support will expire at the end of 2025. CoverME.gov is the

only place where Mainers can get financial support to help lower premiums and other out-of-pocket costs.

• Open Enrollment runs from November 1, 2024 through January 15, 2025. Consumers should choose a plan by

December 15, 2024, for insurance that starts on January 1, 2025. Consumers who enroll between December 16,

2024, and January 15, 2025, will have coverage starting on February 1. January 15 is the last day to enroll for 2025

coverage unless consumers qualify for a special enrollment period.

• All health plans offered on CoverME.gov provide quality, comprehensive coverage that includes Essential Health

Benefits, including no-cost preventative services as well as office visits, hospitalization, prescription drugs,

mental health services, substance use treatment, and more.

• CoverME.gov is the only place for Maine people to access financial assistance to lower their costs.

• Most Maine people will qualify for financial assistance this year, making it easier to find the health insurance plan

that best fits their needs and budget for 2025. This includes:

· People who earn more than 400% of the federal poverty level (about $60,240 for an individual, or $124,800

for a family of four) qualify for financial help if coverage would otherwise be unaffordable to them.

· Some people who previously were ineligible because a member of their family has an offer of affordable

coverage through a job.

· Deferred Action for Childhood Arrivals (DACA) recipients are now eligible to apply for coverage and may

qualify for financial assistance to help them purchase quality health insurance.

• Consumers can get free help with enrollment from certified brokers and Maine Enrollment Assisters using our

Find Help tool at CoverME.gov/localhelp.

• CoverME.gov is here to help—consumers can call 1-866-636-0355 TTY: 711 to reach our call center and get their

questions answered. Translation services are available by selecting option 4.